Privacy Policy

Information We Collect

Personal Information

We collect minimal personal information that you voluntarily provide to us, such as:

• Name and email address (only when you contact us through our contact form)
• Any information you choose to include in your messages to us

Usage Information

We may collect anonymous usage data to improve our services:

• Pages visited and time spent on our website
• Browser type and device information
• General location data (country/region level only)
• Website performance and error logs

Financial Information

We do not collect, store, or transmit any of your financial data. All calculations performed by our tools are done locally in your browser and are not sent to our servers.

How We Use Your Information

We use the information we collect for the following purposes:

• Providing Services: To provide you with access to our financial tools and calculators
• Communication: To respond to your inquiries and provide customer support
• Improvement: To analyze usage patterns and improve our website and tools
• Security: To protect against fraud and ensure the security of our services
• Legal Compliance: To comply with applicable laws and regulations

Information Sharing

We do not sell, trade, or otherwise transfer your personal information to third parties, except in the following circumstances:

• Service Providers: We may share information with trusted third-party service providers who assist us in operating our website and providing services (e.g., hosting providers, analytics services)
• Legal Requirements: We may disclose information if required by law or to protect our rights and safety
• Business Transfers: In the event of a merger, acquisition, or sale of assets, your information may be transferred as part of the transaction

Data Security

We implement appropriate security measures to protect your information:

• SSL encryption to secure data transmission
• Regular security assessments and updates
• Limited access to personal information on a need-to-know basis
• Secure hosting and infrastructure

However, no method of transmission over the internet is 100% secure, and we cannot guarantee absolute security.

Cookies and Tracking

We may use cookies and similar technologies to:

• Improve website functionality and user experience
• Analyze website traffic and usage patterns
• Remember your preferences and settings

You can control cookie settings through your browser preferences. However, disabling cookies may affect the functionality of our website.

Third-Party Services

Our website may contain links to third-party websites or use third-party services. We are not responsible for the privacy practices of these third parties. We encourage you to review their privacy policies before providing any personal information.

Children's Privacy

Our services are not intended for children under the age of 13. We do not knowingly collect personal information from children under 13. If you are a parent or guardian and believe your child has provided us with personal information, please contact us immediately.

Your Rights

Depending on your location, you may have the following rights regarding your personal information:

• Access: Request access to the personal information we hold about you
• Correction: Request correction of inaccurate or incomplete information
• Deletion: Request deletion of your personal information
• Portability: Request a copy of your data in a portable format
• Objection: Object to the processing of your personal information

To exercise these rights, please contact us using the information provided below.

Data Retention

We retain your personal information only for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law. When we no longer need your information, we will securely delete or anonymize it.

International Transfers

Your information may be transferred to and processed in countries other than your own. We ensure that such transfers comply with applicable data protection laws and implement appropriate safeguards to protect your information.

Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any material changes by posting the new Privacy Policy on this page and updating the "Last updated" date. We encourage you to review this policy periodically.

Contact Us

If you have any questions about this Privacy Policy or our privacy practices, please contact us: