Budget Manager

Track your income and expenses to create a balanced budget

Create Your Monthly Budget

Income

Expenses

Budget Management Tips

50/30/20 Rule

  • 50%: Needs (housing, utilities, food)
  • 30%: Wants (entertainment, shopping)
  • 20%: Savings and debt repayment

Budget Categories

  • Track all expenses, no matter how small
  • Use apps or spreadsheets to monitor spending
  • Review and adjust your budget monthly
  • Set realistic goals and stick to them

Smart Saving Tips

  • Pay yourself first (automate savings)
  • Look for ways to reduce fixed expenses
  • Build an emergency fund (3-6 months)
  • Consider the envelope method for variable expenses